Online Privacy Policy

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Please note that the practices of FindYourPolicy.com its affiliates, and agents, with respect to data collected and used by FindYourPolicy.com in connection with this website, are governed by this online privacy policy (“Privacy Policy”) as amended from time to time, and not the privacy policy in effect at the time the data was collected. Please regularly review our Privacy Policy. If you have objections to the Privacy Policy, you should immediately discontinue use of the Site and the Products and Services enabled by the Site and follow the procedure described in the section entitled "Updating your personal information and privacy preferences". This Privacy Policy does not govern privacy practices associated with offline activities, websites other than the Site, or Products and Services not available or enabled via the Site, except as expressly set forth in the section entitled "Data not collected on this Site." Notwithstanding the foregoing, to the extent that any terms of the Privacy Policy conflict with the terms of an existing written (including electronic) agreement between you and FindYourPolicy.com regarding the use of specific areas of the Site or specific Services, the terms of the Product Agreements shall govern.

Changes in Privacy Policy

All personal information ("personal information" is defined as any information that identifies or can be used to identify the person to whom such information pertains) that we collect and maintain will be subject to this Privacy Policy, as amended from time to time. FindYourPolicy.com may change the Privacy Policy from time to time at its sole discretion and will provide notice of changes in the Privacy Policy and on the home page of FindYourPolicy.com.com. If as the result of such changes you want to alter the ways in which FindYourPolicy.com is allowed to use your personal information, you can do so by following the procedure described in the section entitled “Updating your personal information and privacy preferences.” You will be deemed to have been made aware of, and will be subject to, the changes to the Privacy Policy after such notice has been posted with the following exception: if at the time you provide personal information to FindYourPolicy.com you limit how such information will be used to communicate with you, either by FindYourPolicy.com or by third parties, FindYourPolicy.com will not change your preference in this regard without your express consent. However, if FindYourPolicy.com sells assets (or the assets of a division or subsidiary) to another entity, or FindYourPolicy.com (or a division or subsidiary) is acquired by or merged with another entity, you agree that FindYourPolicy.com may provide to such entity customer information that is related to that part of our business that was sold to or merged with the other entity without obtaining your further consent, but FindYourPolicy.com will provide notice of such asset sales, acquisitions, or mergers on this Site.

Entities collecting personal information

Personal information on this Site is collected on behalf of FindYourPolicy.com by FindYourPolicy.com, who is responsible for this site. FindYourPolicy.com address is 11345 North Point Dr. Cooper City Florida 33026 and its telephone number is 954-430-9830.
The Site contains links to other sites at which personal information is collected. In such instances, unless expressly provided to the contrary, the collection and use of your personal information will be governed by the privacy policy applicable to that site. That privacy policy should identify the entity that is collecting your personal information.

Collection of personal information

As a visitor to this Site, you can engage in many activities without providing any personal information. In connection with other activities, such as utilizing online or hosted Services, FindYourPolicy.com may ask you to provide certain information about yourself by filling out and submitting a form. It is optional for you to engage in these activities. If you elect to engage in these activities, however, FindYourPolicy.com may ask that you provide personal information, such as your first and last name, mailing address (including ZIP code), country of residence, e-mail address, and other personal information. When registering via the Site, you may be asked to provide a credit card number.
When you use the Site, FindYourPolicy.com may also collect certain information about your computer to facilitate and evaluate your use of the Site. For example, we may log environmental variables, such as browser type, operating system, CPU speed, referring or exit WebPages, and the Internet Protocol (IP) address of your computer. FindYourPolicy.com also uses such information to measure traffic patterns on the Site and usage of the Products and Services. We do not match such information with any other information held by FindYourPolicy.com unless we have your consent.
By using this Site, you agree and acknowledge that personal information collected through the Site may be transferred across national boundaries and stored and processed in the United States in which FindYourPolicy.com maintains offices. You also acknowledge that in certain countries or with respect to certain activities, the collection, transfer, storage, and processing of your information may be undertaken by trusted third parties. Such third parties are bound by contract with FindYourPolicy.com not to use your personal information for their own purposes or provide it to any third parties. One instance where this could occur is in conjunction with framed pages in which the URL for the pages is not visible, and the pages are hosted for FindYourPolicy.com by such third parties. For example, on the sign up pages for some newsletters, the pages may be hosted by a third party vendor, but appear to be FindYourPolicy.com pages and are governed by the FindYourPolicy.com privacy policy.
In order to reduce errors in our database, authenticate our users, prevent abuse of our Site, and provide more consistent, relevant experiences to our users, we may on occasion supplement the personal information you submit to us with information from third-party sources. For example, if permitted under applicable law, we may supplement your Membership Information with address information provided by the U.S. Postal Service to qualify your information and prevent errors in our database.

How your personal information is used

FindYourPolicy.com collects your information in order to record, support and facilitate your participation in the activities you select. If you subscribe to or register, for example, the information is used to register your rights, if any, to technical support or other benefits that may be made available to registered users.
FindYourPolicy.com may collect information about the use of the Services on our Site, such as the number of searches, types of Services used, how many users we receive daily, and the IP/Internet address of your computer. This information is collected in aggregate form, without identifying any user individually.
FindYourPolicy.com may use this aggregate, nonidentifying statistical data for improving the Site and the Products and Services, providing more relevant experiences to our customers and for statistical analysis.

Your choices with respect to personal information

FindYourPolicy.com recognizes and appreciates the importance of responsible use of information collected on the Site and in connection with the Services. FindYourPolicy.com will respect your legal rights regarding access to and correction and deletion of your personal information. FindYourPolicy.com may communicate information to you regarding services offered by FindYourPolicy.com. Except in the particular circumstances described in this Privacy Policy, FindYourPolicy.com will not provide your name to other companies or organizations without your consent.
There are other instances in which FindYourPolicy.com may divulge your personal information, such as where required by law, regulation, or litigation. We may also disclose information about you if we determine that such disclosure should be made for reasons of national security, law enforcement, or other issues of public importance.

Protection of your personal information

The personal information that you provide in connection with registering yourself as a user of the Site is classified as Membership Information. Membership Information is protected in several ways. Access by you to your Membership Information is available through a password and unique customer ID selected by you. This password is encrypted. We recommend that you do not divulge your password to anyone. In addition, your Membership Information resides on secure servers that only selected FindYourPolicy.com personnel and contractors have access to via password. FindYourPolicy.com encrypts your personal information and thereby strives to prevent unauthorized parties from viewing such information when it is transmitted to FindYourPolicy.com.
Personal information that you provide that does not constitute Membership Information also resides on secure servers and is accessible only to selected FindYourPolicy.com personnel and contractors via password. Since this information is not accessible online by you, you will not be asked to select a password in order to view or modify such information.

Data not collected on this Site or in connection with the Services

Personal information that is not collected on the Site or in connection with the Services is not generally subject to this Privacy Policy. However, personal information submitted on physical product Membership cards is classified as Membership Information and is subject to this Privacy Policy. This Privacy Policy also covers licensee information (such as contact name and address) provided in connection with FindYourPolicy.com's program. If you wish to access and/or correct such information, please see instructions for doing so in the section entitled "Login."

Tracking, use of cookies, web beacons and similar devices

In order to improve our Services and the Site and provide more convenient, relevant experiences to our customers, we may use "cookies", “web beacons”, and similar devices to track your activities. A cookie is small amount of data that is transferred to your browser by a web server and can only be read by the server that gave it to you. It functions as your identification card and enables FindYourPolicy.com to record your passwords, purchases, and preferences. It cannot be executed as code or deliver viruses. A web beacon is a small transparent gif image that is embedded in an HTML page or email used to track when the page or email has been viewed. A similar device may be used by which a Product and Service may send data to a server when a set of user-initiated events occur such as the “Add to Cart” button is clicked. This device is similar to a cookie in that it tracks your visit and the data can only be read by the server that receives the data. It is different than a cookie in that it is not browser-based, may not function as an identification card, and does not store any data on your computer.
While FindYourPolicy.com uses cookies and similar devices to track your use of the Site and Services, such as types of Services used, how many users we receive daily, and our web servers automatically log the IP/Internet address of your computer, FindYourPolicy.com does not generally use this information to identify you personally. However, if you expressly provide consent for the Site to "remember" the unique identifier that you select when you register for various activities on the Site and Services, that unique identifier will be stored on a cookie on your computer and that unique identifier will be linked to your Membership Information. As a result, your navigation path around the Site and the Products and Services will be tracked.
Most browsers are initially set to accept cookies, and Services that include similar devices are typically initially activated to collect data. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether or not to accept it. (For some web pages that require an authorization, cookies are not optional. Users choosing not to accept cookies or similar devices will probably not be able to access those pages or the related Products and Services.) Information about non-cookie tracking devices and their features, including disabling options, are contained in the information materials provided with such Products and Services or on Site pages relating to such Products and Services.
FindYourPolicy.com also hires other companies to place our banner ads on other websites and where they are permitted to perform tracking and reporting activities ("third-party advertisement servers"). Aside from IP addresses, they do not collect personally identifiable information in doing this work for us, and we do not give any personally identifiable information to them. Third-party advertisement servers are subject to their own privacy policies. FindYourPolicy.com may also allow other companies to display advertisements on certain pages of the Site or within the Products and Services. If you click on these advertisements these companies may place a persistent cookie on your computer which will allow them to contact you directly.

Privacy complaints

FindYourPolicy.com takes its users' privacy concerns seriously. If you believe that FindYourPolicy.com has not complied with this Privacy Policy with respect to your personal information, you may write to the FindYourPolicy.com Privacy Officer at the following address:
FindYourPolicy.com
Privacy Officer/Customer Information
11345 North Point Dr.
Cooper City, FL 33026
USA
In your letter, please describe in as much detail as possible the ways in which you believe that the Privacy Policy has not been complied with. We will investigate your complaint promptly.
Also, please note that FindYourPolicy.com is not responsible for the content or privacy practices of non-FindYourPolicy.com websites to which this Site or any other FindYourPolicy.com website may link. You should review the privacy policy of such sites before using the sites.