FindYourPolicy.com is an online registry and reminder service. Members tell us the names of insurance companies and banks at which they have policies, safe deposit boxes, and other assets. Members also designate up to two beneficiaries, providing FindYourPolicy.com with names and contact information. Members and their designated beneficiaries are then sent postcards yearly to remind them of the important information registered at FindYourPolicy.com.

FindYourPolicy.com was formed in response to the problem of unclaimed death benefits and other assets. There is no national or statewide database of life insurance policies, safe deposit boxes, annuities, bank accounts, and other investments. Banks, insurance companies, and brokers may not even be aware of members’ deaths, and are not required to track beneficiaries. The Medical Information Bureau estimates that $1 billion in life insurance payouts goes unclaimed each year due to lost or unknown policies. FindYourPolicy.com’s primary objective is to ensure that members’ efforts to secure their families’ futures don’t go to waste.

FindYourPolicy.com provides members and their beneficiaries’ peace of mind, ensuring that members’ financial legacies are not lost due to simple human error, passage of time, relocations, buyouts, natural disaster, or lack of communication.

When a member registers with FindYourPolicy.com, the member provides:

• His or her full name
• Full contact information
• The last four digits of his/her Social Security Number (U.S.) or Social Insurance number (Canada)
• His/her birthdate
• The names and addresses of two designated beneficiaries
• The names of insurance companies where the member has life insurance policies
• The names of banks or credit unions where the member has safe deposit boxes, accounts, or other assets
• FindYourPolicy.com sends a welcome postcard after registration, and then members and their designated beneficiaries receive annual postcard reminders, as well as quarterly e-newsletter. Members may log onto FindYourPolicy.com to update contact and account information at any time. In the event of a member’s death, designated beneficiaries may search the site using the member’s birth date and last four digits of their Social Security/Social Insurance number, to locate all registered benefits and assets.

Registering with FindYourPolicy.com eliminates any doubts, confusion or lost information due to human error. Once you have registered, all your information is retained in a secure database and upon your passing your beneficiary may log on to FindYourPolicy.com to locate information about your financial legacy.

Currently there are four account types: life insurance, safe deposit boxes, annuities, investment/bank accounts.

Members’ information is protected with physical and digital safeguards similar to those employed by banks to secure online banking transactions. Member information is further secured by the fact that FindYourPolicy.com does not ask for full Social Security Numbers or Social Insurance Numbers, policy or bank account numbers, or account balances. Instead, members submit their names, contact information, the last four digits of their Social Security Numbers or Social Insurance Numbers, their birth dates, the names and addresses of their designated beneficiaries, and the names of institutions with which they have life insurance policies, safe deposit boxes, investments, bank accounts, or annuities. In other words, any information to be gained by breaching FYP’s security would be useless for purposes of identity theft or other types of theft or fraud.

Your designated beneficiaries may log onto FindYourPolicy.com to find the names of the insurance companies, banks or credit unions at which you had life insurance policies, safe deposit boxes, and other assets. Your beneficiaries can then contact the appropriate institutions for further information about claiming life insurance policies, accessing safe deposit boxes, and claiming other assets. When approaching these institutions, your beneficiaries will need to have your full Social Security Number or Social Insurance Number, and a signed/sealed death certificate. Specific laws and practices may vary.

The designated beneficiary will only be able to retrieve information that the member inputs, such as the names of insurance companies with which the member has life insurance policies or banks at which the member has safe deposit boxes, accounts and other assets.

There is a yearly membership fee of $24.95

Membership includes: Unlimited account updates for members. Annual reminder post-card; quarterly e-newsletters on issues relating to insurance, bank and estate planning,

The membership is charged to the credit card you used when you initially signed up with FYP. We accept Visa, MasterCard and Discover Card.

Researchers can always search the database for free.

Members can cancel at anytime. Please log into your account to cancel your service with us.

Membership lapses after 60 days of non-payment or upon termination request from the member. Once membership has lapsed or been terminated, you may re-enroll at any time by registering as a new member and paying the associated registration fee.