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FREQUENTLY ASKED QUESTIONS FindYourPolicy.com is a secure online registry service. Members register the names of insurance companies which they have policies with. Members also list the email addresses of anyone who they feel needs to know where the name of their life insurance company can be located. FindYourPolicy.com sends emails to these beneficiaries so they will always know where to locate your information. FindYourPolicy.com was formed in response to the problem of unclaimed death benefits and other assets. There is no national or statewide database of life insurance policies that anyone can go to for help. Insurance companies may not even be aware of members’ deaths, and are not required to track beneficiaries. The Medical Information Bureau estimates that $1 billion in life insurance payouts goes unclaimed each year due to lost or unknown policies. FindYourPolicy.com’s primary objective is to ensure that members’ efforts to secure their families’ futures don’t go to waste. FindYourPolicy.com provides members and their beneficiaries’ peace of mind, ensuring that members’ financial legacies are not lost due to simple human error, passage of time, relocations, buyouts, natural disaster, or lack of communication. Your Life Insurance Company name will always be located somewhere for your designated beneficiaries to find it. When a member registers with FindYourPolicy.com, the member provides:
Registering with FindYourPolicy.com eliminates any doubts, confusion or lost information due to human error. Once you have registered, all your information is retained in a secure database and upon your passing your beneficiary may log on to FindYourPolicy.com to locate information about your financial legacy. Currently there are four asset catagories: life insurance, safe deposit boxes, annuities, investment/bank accounts. Members’ information is protected with physical and digital safeguards similar to those employed by banks to secure online banking transactions. Member information is further secured by the fact that FindYourPolicy.com does not ask for full Social Security Numbers or Social Insurance Numbers, policy or bank account numbers, or account balances. The two institutions that you deal with when purchasing Life Insurance are insurance companies and banks. With only a name, a thief cannot penetrate these two institutions without proper identification. In other words, any information to be gained by breaching FYP’s security would be useless for purposes of identity theft or other types of theft or fraud.
Your designated beneficiaries may go onto FindYourPolicy.com to find the names of the insurance companies that you have listed. Your beneficiaries can then contact the appropriate institutions for further information about claiming life insurance benefits. When approaching these institutions, your beneficiaries will need to have your full Social Security Number or Social Insurance Number, and a signed/sealed death certificate. Specific laws and practices may vary. The designated beneficiary will only be able to retrieve the names of insurance companies with which the member has life insurance policies at and location of other assets that they list, preventing any loss of property and assets.
Please view the Registration page for details. Membership is paid via credit card on our secure on-line register page. We accept Visa, MasterCard, Discover Card and American Express. Researchers can always search the database for free. |
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