What Asthmatics Should Know About Life Insurance

Asthma is a growing problem not just in the United States but around the globe and as the incidence of asthma increases its beginning to become a growing concern for life insurance companies as well. The major concern becomes one related to asthma-related deaths, especially in adults under the age of 65. Don’t be fooled: asthma is a very serious (and possibly deadly) problem for anyone who suffers from it. If you happen to suffer from asthma don’t be discouraged from thinking you can’t find affordable life insurance. You absolutely can. Continue reading

Are You In Danger?

Do you consider your job dangerous? Hazardous to your health? Possibly fatal? You might not think so but it could be. Some jobs are just plain more dangerous than others. Steel workers, roofers, police and first responders, even professional fishermen and farmers work jobs considered to be more dangerous than your ordinary tax accountant. (Although the tax accountant might be more hated.) Continue reading

Accidental Death and Dismemberment Policies

Sometimes there are subjects or topics we’d rather not think too much about; they’re too unpleasant or distasteful to think upon for very long. Losing a limb or suffering some other form of accident that causes a disabling, or deadly, condition is probably one of those shared by many of us. It is also natural to not want to deal with any possible solution or occurrence of that type of scenario so usually we don’t. It may be a mistake to do so, to not think about those possibilities, and we honestly hope we never need the insurance we pay premiums on, but that’s why there is accidental death and dismemberment insurance: to cover the situations our life insurance may not. Continue reading

Lost Life Insurance

Let’s all take some time and think about the possibilities of loss. What if you were to loose the person in the household that was the main breadwinner. Would you be able to keep the food on the table, the house you live in or even keep up the life style that you have. There are so many people that actually do have life insurance however it stops there. Speaking with your loved ones about where it is and where they should go to make sure they receive it is just as important as getting life insurance. I cannot emphasize enough how important it is to keep those records accessible to family members. This is the reason FindYourPolicy.com was created. It is a simple 2 minute registration that will allow you to guarantee with certainty your family members will locate the company name you have life insurance with. Do it now, you will not regret it. Your family will love you for it.

Until next time,Michael Hartmann
Facebook: http://www.facebook.com/FindYourPolicy Tweeter: @FindurPolicy

Accidental Death and Your Insurance

Anyone looking for life insurance is probably familiar with the term ‘double indemnity’. Normally used in conjunction when discussing an accidental death benefit, the phrase quite literally means the death benefit of your policy doubles if you die from an accident. The accidental death rider is probably one of the best values someone with a policy can have to add to their existing policy. Continue reading

There is Always a Need.

The need for life insurance is obvious. It helps individuals keep their homes, pay for bills and most of all, know they can continue financially if something were to happen. Here at FindYourPolicy we receive emails all the time from individuals that are looking for their loved ones policies. Losing a policy is something that happens all the time and even though the insurance commissioners are doing their best to regulate this problem the one thing that can solve this problem is a centralized life insurance database. Think about it. If you as a beneficiary could go to a database and check on your Aunt (for example)  and see if she had a policy that she paid for and found it with certainty, don’t you think that you would be happy? Don’t you think that your Aunt would be happy? Imagine paying for something and not knowing if your family can find it. This is a major problem that is only recognized when it is too late. We encourage everyone with life insurance to register. It is free and safe. Guarantee your family will find your life insurance policy. If you have any questions, please let us know.

Until next time,Michael Hartmann
Facebook: http://www.facebook.com/FindYourPolicy
Tweeter: @FindurPolicy
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Unclaimed Benefits Slip Through the Cracks

Thousands and thousands of dollars of life insurance benefits are floating around unclaimed every year. The difficulty facing many beneficiaries is many don’t even know there are benefits they are entitled to. With the point of your life insurance policy being to take care of your loved ones after your passing or in time of accident or illness you can take action to make sure their benefits don’t go unclaimed. Continue reading

Life Insurance For Children: Good or Bad?

If you are a parent supporting a young family it’s pretty much a no brainer you will want to spring for a life insurance policy for yourself and your spouse. What’s not so certain is if a life insurance policy is appropriate for your children. Many parents are torn between deciding if it’s even the right thing to do for their child. Some policy holders add a small rider for their children, usually just enough to cover a burial expense. Is that enough? Continue reading