Death Masters File Under Scrutiny

Hello All,

Is is not strange that the Government is now looking into something that everyone is afraid of….Identity Theft. As we all are aware, the Insurance Commissioners have ask the insurance industry to scan the Death Masters File to see how many of their insured’s have passed away and when found out, to contact the beneficiary. Now, this idea is thrown out due to the possibility of identity theft. This article is definitly a great read and once again proves the necessity of a central life insurance database.

http://www.lifehealthpro.com/2012/02/02/death-master-file-under-scrutiny-at-house-hearing

Until next time,
Michael Hartmann http://www.findyourpolicy.com/

Always remember our Mission Statement

“TO BE THE BEST IN SERVING OUR MEMBERS BY PROVIDING PEACE OF MIND THAT THEIR BENEFICIARIES RECEIVE THEIR INHERITANCE”

Why It Is Important To Inform Your Loved Ones Of Your Life Insurance Policy.

Hello All

Everyone has a life expectancy. Some people prepare for the end by getting life insurance. This is so that their loved ones will have something to live off of after they are gone. But sometimes when people take out life insurance policies they do not inform the beneficiary.

Due to someone not being notified of being the beneficiary of a life insurance policy, it will not be paid out. Every year millions of dollars are lost due to unclaimed life insurance policies. If the beneficiary does not claim the life insurance money, than the company will not notify them of its existence.

This is kind of shady but it happens every day, all the time. If you are planning to start a life insurance policy be sure to let the beneficiary know that you have done so. Let them know what company the life insurance is through.

By not letting someone know where the life insurance money is you risk them losing out on it. Every year this happens and lots of people are left out in the dark. Not only does your loved one die, but you are left without a penny to help with the funeral costs and what not.

When purchasing a life insurance policy be sure to make copies of everything. Copy the policy, and every single paper you can get a hold of. By doing this you can insure that the beneficiary has a complete set of documents pertaining to the life insurance policy. This way if there is any kind of problem with collecting the life insurance policy than the beneficiary will have copies of the policies so they can make the process of claiming a lot more easily.

Let the beneficiary know who the company is that you are insured through. By registering for free on FindYourPolicy.com it will guarantee your beneficiaries will locate the company name  if the paperwork that you have prepared were ever to be lost, misplaced or stolen.
Until next time,
Michael Hartmann http://www.findyourpolicy.com/

Always remember our Mission Statement

“TO BE THE BEST IN SERVING OUR MEMBERS BY PROVIDING PEACE OF MIND THAT THEIR BENEFICIARIES RECEIVE THEIR INHERITANCE”

Lost Life Insurance, an issue that does not go away.

Hello All,

We have been preaching for years that there must be something done about the possibility of an individual with Life Insurance never gets the benefit to the people that count, the beneficiaries. Recently in the news, the Insurance Commissioners have taken note of the fact the insurance companies can only do so much to look for the beneficiaries when they know the insured person has passed away. They have suggested the insurance companies scan the Death Masters File (a database of deceased Social Security Numbers) so they can figure out if the insured has passed away and then proceed to track down the beneficiary. Great suggestion however, you definitely need the agreement of the Social Security Administration (SSA) to go along with your idea. A new article has been writen saying the SSA has limited the access to the Death Masters File as the rules have changed.
This is even more of a reason a central life insurance database is needed. FindYourPolicy.com is free and takes under 1 minute to register. Guarantee your Loved Ones will FindYourPolicy.

Great article to read.
http://www.foxbusiness.com/personal-finance/2012/01/10/death-master-limits-life-insurance-companies-access-to-death-records/

Until next time,
Michael Hartmann http://www.findyourpolicy.com/

Always remember our Mission Statement

“TO BE THE BEST IN SERVING OUR MEMBERS BY PROVIDING PEACE OF MIND THAT THEIR BENEFICIARIES RECEIVE THEIR INHERITANCE”

Start the New Year off with a Bang

Hello All,

Everyone is looking for a way to get new clients and knock on doors of their existing clients. “What can I introduce to them that will make us as agents and agencies look good and also be a definite benefit to the customer?”

Take a look at our flyer and really consider the benefit we are to your client.
http://www.findyourpolicy.com/brochure.pdf

Until next time,
Michael Hartmann http://www.findyourpolicy.com/

Always remember our Mission Statement

“TO BE THE BEST IN SERVING OUR MEMBERS BY PROVIDING PEACE OF MIND THAT THEIR BENEFICIARIES RECEIVE THEIR INHERITANCE”

Beneficiaries Of Lost Life Insurance Policies Can Really Use the Money

Hello All,

It is just a shame that money owed to some beneficiaries of lost life insurance policies never get to them during their lifetimes. I spoke with some representatives of life insurance companies, to see how many, on a daily basis, get phone calls from the public, asking them to search their database for lost life insurance policies. I had one company say 100’s a day. I had another company tell me 1000’s a day and they even elaborated that it was a total waste of the consumer’s time as well as resources and man power of his company. He said that they will never find it if they do not know which company their loved one bought it from. Well, I took this opportunity to explain the need of a central life insurance database to him; telling him that it is a safe and a much needed service. He listened to me for around 10 minutes while I explained the many benefits a central life insurance database could have to his life insurance customers. Even with him telling me that it was a waste of time for anyone calling his company to search for a lost life insurance policy, he did not want anything to do with the thought of a life insurance database. He flatly told me that he did not feel a life insurance database was a benefit to his customers.

Now as a life insurance agent myself, I took offense to this comment. Isn’t it the responsibility of the life insurance agent (regardless of the company they work for) to do what is best for the customer? Don’t you think that registering anyone with life insurance on a central database so their beneficiaries can locate the company name that holds their life insurance policy is the best thing for the customer? Well I do. Not only does a database allow an individual to register the company name they have life insurance with, it allows the beneficiary with certainty to find the policy you have in place. All an individual needs, to find a life insurance policy, is the company name. Since there are over 2000 life insurance companies in the United States alone, having the company name on a central database will solve a major problem that gets recognized only when it is too late; lost life insurance policies.
FindYourPolicy.com and its growing family would like to wish everyone a Happy and Safe Holiday Season.

Until next time,
Michael Hartmann http://www.findyourpolicy.com/

Always remember our Mission Statement

“TO BE THE BEST IN SERVING OUR MEMBERS BY PROVIDING PEACE OF MIND THAT THEIR BENEFICIARIES RECEIVE THEIR INHERITANCE”

Happy Holiday from FindYourPolicy.com

Hello All,
http://www.findyourpolicy.com/
We have had quite the year. From the start of our service till now, we have had a great response. The New Year looks like another that will be exciting with more Agents and Agencies joining our network of supporters. The market is definitley wanting to know more about who we are and what we do. The benefits to everyone and anyone with Life Insurance is definitely amazing. Since we have had our service FREE we have had many new members that recognize the need. Just knowing that their information can be located in a central database that is secure, safe and easy to navigate, makes them all feel comfortable that their beneficiaries will never loose their information.

Protect your family and loved ones. Make sure that they find your Life Insurance when the time comes.

FindYourPolicy.com and its growing family would like to wish everyone a Happy and Safe Holiday Season.

Until next time,
Michael Hartmann http://www.findyourpolicy.com/

Always remember our Mission Statement

“TO BE THE BEST IN SERVING OUR MEMBERS BY PROVIDING PEACE OF MIND THAT THEIR BENEFICIARIES RECEIVE THEIR INHERITANCE”

Register Your Life Insurance on a Database to Prevent Loss.

Hello All,

We have been very busy in the past few weeks figuring out how we can really help the people get through this time of financial burden. As the market goes down almost everyday with little confidence of it going up (at least in the short term) we feel that it is now even more important to have Life Insurance. The risk reward for life insurance cannot be beaten in any market situation. What I mean by this, is for the little amount of monthly premiums one must pay to get the return of the death benefit cannot be guaranteed in any stock purchase. Look what has been happening. Individuals have been losing their nest egg daily as the market falls and they no longer can say they do not need life insurance because they have enough saved up.

It has been our mission to find a way to secure and protect the individuals from losing track of their Life Insurance. We have now done it……FREE.
By offering our service for free there is no reason why anyone will lose track of their life insurance and not have it paid out. There will no longer be individuals that will be hurting financially because they could not find their loved ones life insurance. Think about the devestation that you will be preventing. It takes no longer then 1 minutes to register http://www.findyourpolicy.com/ and no credit card is required.
We are doing this specifically to protect everyone with life insurance. You have taken that extra step to protect your family with life insurance and now go that extra mile and assure that they will always find it when the time comes.
All you have to do is store the company name that you have life insurance with, which will give your loved ones a direction on where to start looking.
I encourage everyone with life insurance to go to http://www.findyourpolicy.com/ and register for FREE. Secure that your family will be taken care of when the time comes. They will love you for it.

Until next time
Michael Hartmann

Our Mission Statement:

“TO BE THE BEST IN SERVING OUR MEMBERS BY PROVIDING PEACE OF MIND THAT THEIR BENEFICIARIES RECEIVE THEIR INHERITANCE”

Insurance Regulators know it is a problem

Hello All,
Regulators know it is a problem. What they are doing about it, is not really something that is good for the consumer of life insurance. The government really wants to help……but are they.

http://www.facebook.com/l.php?u=http%3A%2F%2Fwww.insuranceregulatorylaw.com%2F2011%2F12%2Fstandard-operating-practice-in-life_07.html%23.TvDyuo3ZBXI.twitter&h=YAQGziyilAQGmTKajgWpz_xmFp_lXJ9A2Ubt-Ou2PzZ4gYg

Until next time Michael Hartmann
www.findyourpolicy.com
@findurpolicy

Always remember our Mission Statement

“To be the best in serving our members by providing peace of mind that their beneficiaries receive their inheritance”

A Free Added value Benefit.

With the economy as it is, everyone is looking for more security with lower prices. The need for securithy is growing with every day. The need for life insurance is even more apperant now and easily recognized by anyone that understands if they are no longer around, can their family take care of all the bills. FindYourPolicy not only protects the company name that you have

Using technology to guarantee payouts.

Hello All,

The use of the internet can hinder some and help others. I personally feel that the internet can do great things for communication, learning and getting questions answered faster than ever before. It also helps to store information for years to come guaranteeing you can find answers when the time comes. That is what FindYourPolicy.com is all about. The old way is no longer working, it’s time for a new method.

http://www.lifehealthpro.com/2011/10/07/agent-tries-to-supplement-the-shoebox-in-the-close?t=life-products&page=3

Until next time Michael Hartmann
www.findyourpolicy.com
@findurpolicy

Always remember our Mission Statement

“To be the best in serving our members by providing peace of mind that their beneficiaries receive their inheritance”